Write to info@tradablepatterns.com for more info for any of the following companies seeking loans (30 day to 2 yr):
SG Holdco w/ Telco Tower Assets in SE Asia Borrowing USD 12M @ ~12% APY + Warrants
- SG holdco w/ telco tower business (for mobile broadband) where they own shares in and operate entities in the Philippines, Malaysia, Vietnam and Myanmar
- Seeking USD 15M (w/ Maybank providing RM 50M acquisition financing lending facility where Maybank needs to first see another lender come in w/ RM 50M), in order to purchase smaller competitor in Malaysia, with collateral available from USD 55M worth of shares they own in #2 player in telco towers in Philippines, where key shareholders incl Macquarie, Stonepeak
- Maybank would lend at 5.65% to Malaysia entity (which SG holdco owns 70% of)
- SG holdco willing to offer 10-12% on loan which w/ equity conversion/warrants comes close to 15% for loan to SG Holdco w/ tenure @ 12-24 months
- SG holdco willing to forgo Maybank facility if lender amenable to under 1yr loan
Indonesian P2P Lending Fintech Seeks 3yr USD 25-50M Loan @ 13%
- Fintech providing cash loans, pay-later options, bills payment services, and student financing
- App downloaded more than 10M times
- Total loan disbursement since 2016 exceeded USD 1B by early 2024
- 2 million users as of late 2023, w/ active users using service 10-12x/yr
- Targets middle-income borrowers, w/ cohort retention rate of over 70%, which “dramatically” lowers loan acquisition costs
- Pre-tax profitable
- Raised over USD 100M to date
- 3 yr USD loan, 13%/yr, renewable offered via structured debt w/ warrant equity kicker
20-90 Day Lending (20-250k tickets via FXD USD stablecoin on XDC blockchain) w/ 12-16% APY
- Opportunity to get into cross-border trade finance, one of the safest instruments
- Unmet trade finance gap was $2.5 Tr in the year 2023 as ADB
- With countries agreeing to accept digital trade documents (MLETR adoption) comes a life time opportunity to enter Trade Finance
- Singapore started Fintech combines, Technology, Standards and Liquidity to offer a digital solution to redefine the global Trade Finance Industry
- Offer liquidity by on-boarding into a MAS regulated custodian
- Liquidity is offered trade by trade in exchange of digital trade title documents, lending is usually for 15-90 days and expect returns of 12-16% per annum
- Entire process is supported by the ETA which was amended to adopt the UNCITRAL Model Law on Electronic Transferable Records (MLETR) in 2021 by Singapore
- UK, France, Bahrain, Paraguay, UAE and many more joining this initiative.
- Singapore takes a lead with its early ETA adoption and working closely with countries like UK, US and China.
- Co-founders have deep experience of Technology, Trade Finance and Trade documentation
